2025 Simple Ira Contribution Limits For Married Couples. Ira contribution limits for 2025 the limit for both traditional and roth iras is $7,000 total from among all accounts, the same as it was in 2024. The irs has released updated retirement contribution limits for 2025, covering 401(k)s, iras, simple accounts, and other retirement plans.

The individual contribution limit for simple iras will rise to $16,500 in 2025, up from $16,000 in 2024. Singles and heads of household who earn up to $165,000 in 2025 may contribute to a roth ira, although the maximum contribution will begin to phase out when income reaches.